Health Insurance

need the best health insurance?

Health insurance is a critical part of life for anyone living in Australia, especially international students and visa applicants. It provides security that you will receive the medical care you need if something unexpected happens. Lumos Global understands just how important it is to have comprehensive health coverage in Australia, which is why we’ve dedicated ourselves to helping you find the best health insurance plan in terms of cost and benefits.

Health Insurance form on desk

Types of Health Insurance in Australia

When it comes to health insurance, Australia offers several different types. Depending on your situation and need, one may be more fitting than another. Here are some of the most common types of health insurance available in Australia:

Private Health Insurance: Private health insurance policies are designed to provide additional financial coverage and access to services not covered by the government-funded system. This type of policy is especially helpful for international students and visa applicants as it can cover medical expenses such as doctor’s visits, hospital bills, and more. With private health insurance, you can also access additional services such as mental health care and other specialist treatments.

Medicare: Medicare is Australia’s universal public health system, funded by the Commonwealth Government. It covers a range of medical services, including doctor visits, hospital stays, pharmaceutical benefits, and more. All Australian residents are eligible for Medicare coverage regardless of their visa status.

Overseas Student Health Cover (OSHC): OSHC is mandatory health insurance for international students who are enrolled in a course on a student visa. This type of policy provides cover for medical and hospital expenses and can be tailored to your individual needs.

Why Health Insurance is Necessary for Visa Application in Australia?

If you’re applying for a visa to stay in Australia, it is mandatory to have health insurance that meets the requirements set by the Department of Home Affairs. This means having an Overseas Student Health Cover (OSHC) policy that covers all medical costs while you are living in Australia. This type of policy will provide coverage for hospital stays, doctor’s visits, and more. Without this type of policy, you will not be able to apply for a visa to stay in Australia.

How Lumos Global Can Help You Find the Best Health Insurance?

At Lumos Global, we understand how important it is to have the best health insurance coverage in Australia. That’s why we offer a range of services to help you find the right policy for your needs. Our team of experts will work with you to assess your particular situation and ensure that you are getting the best value for money on your policy.

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